Our Loan Services
Flexible financing solutions tailored to your needs with competitive rates and quick approval
Small Business Loans
K5,000 - K30,000
Loan Amount Range
Fuel your business growth with our flexible business loan solutions designed for entrepreneurs and small enterprises.
- Competitive interest rates
- Quick approval process
- Flexible repayment terms
Personal Loans
K1,000 - K20,000
Loan Amount Range
Meet your personal financial needs with our customized personal loan packages with minimal documentation.
- No hidden charges
- Instant approval available
- Simple requirements
Civil Service Loans
K1,000 - K20,000
Loan Amount Range
Special loan packages designed exclusively for civil servants with preferential terms and conditions.
- Tailored for civil servants
- Preferential rates
- Payroll deduction option
Experience an application process built on trust, efficiency, and your unique needs
Online Application
When you apply online, our team will contact you to verify your identification and conduct a thorough credit history check to expedite your loan journey.
Registration and Document Submission
After validating your credit history the loan application will be processed for final assessment and verification of all submitted documents.
Loan Approval and Contract Signing
Upon approval, you will be invited to sign the loan contract and instantly receive your approved funds, making the process seamless.
Why Choose Our Loan Services
Collateral Based Security
Choose collateral-based loan options with low risk to both parties and secure lending practices
Competitive Interest Rates
Variable rates starting from 25% with flexible repayment plans based on your loan type and repayment period
Flexible Repayment Plans
Choose your repayment period by month (up to 12 months) designed to suit your cash flow and financial situation
Quick Processing
Fast approval and disbursement process to meet your urgent financial needs within 24-48 hours
Experience Maximum Loan Benefits
Explore the robust support of our financial backing to harness the full benefits of a loan tailored to your needs.
Operational Business Requirement
For business loans, your business should be registered and operational. No minimum operation period required for flexibility.
Flexible Amount Range
Personal & Civil Service: K1,000 - K20,000 | Business Loans: K5,000 - K30,000
Age Requirement
Applicants must be 18 years or older to receive this loan benefit.
Flexible Repayment
Choose a repayment period spanning from 1 to 12 months based on your financial capacity.
Collateral Requirement
Collateral is required to support your loan. Collateral value must be worth at least 2 times the loan amount for security purposes.
5% Arrangement Fee
A one-time arrangement fee of 5% is deducted from your approved loan amount at disbursement.
Loan Requirements
To apply for any of our loan products, please ensure you have the following documents ready:
Employment ID
Valid employment identification card
Copy of NRC
National Registration Card photocopy
Traceable Address
Residential or work place address verification
Pre-approved Forms
Forms approved by your employer
Latest Payslips
Recent salary payment documentation
Collateral Evidence
Photos and proof of ownership of collateral items