Contact Us
We're here to help. Reach out to our team anytime.
Email Us
Loan Applications:
loans@nachamloans.comGeneral Info:
info@nachamloans.comResponse within 24 hours
Location
Lusaka, Zambia
Zambia
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Office Hours
- Monday - Friday: 8:00 AM - 5:00 PM
- Saturday: 8:00 AM - 12:30 PM
- Sunday: Closed
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24/7 Phone Support Available
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Frequently Asked Questions
Find answers to common questions below
How long does approval take?
Most applications are approved within 24 hours. You can expect funds to be disbursed the same day or next business day.
What documents do I need?
You'll need your NRC, employment ID, proof of address, collateral evidence with photos, and recent payslips (3 months).
What are the interest rates?
Interest rates vary from 25-40% per month depending on loan type and repayment period. Rates are transparent with no hidden charges.
Is there an arrangement fee?
Yes, there is a 5% arrangement fee deducted from your approved loan amount at disbursement. This is the only upfront fee.
Can I pay early?
Yes! Early repayment is encouraged. Contact us for details about potential interest rebates for early payment.
Is my information secure?
Absolutely. We use bank-level encryption and comply with all data protection regulations to keep your information safe.