Fast & Flexible Loans
Get approved in hours! Business loans, personal loans, and civil service advance loans with variable interest rates and flexible repayment plans.
Our Loan Services
Choose the loan type that best fits your needs with competitive rates and flexible repayment options
Small Business Loans
K5,000 - K30,000
Loan Amount Range
Grow your business with flexible financing. Minimal requirements, quick approval, and flexible repayment options.
Learn MorePersonal Loans
K1,000 - K20,000
Loan Amount Range
Meet your personal financial needs quickly. Simple requirements, instant approval, and transparent terms.
Learn MoreCivil Service Loans
K1,000 - K20,000
Loan Amount Range
Special rates for civil servants. Preferential terms, payroll deduction options, and secure lending.
Learn MoreWhy Choose Nacham Express?
Fast Approval
Get approved in hours and receive funds quickly to your account.
Flexible Terms
Choose repayment periods from 1 to 12 months to suit your budget.
Competitive Rates
Variable interest rates starting from 25% based on loan type.
24/7 Support
Our dedicated team is ready to assist you anytime, anywhere.
How It Works
Apply Online
Fill out a simple online application form with your basic information and loan requirements.
Get Verified
Our team will verify your documents and conduct a quick credit check to process your application.
Receive Funds
Upon approval, funds are disbursed directly to your account within hours.
Simple Requirements
Valid NRC
National Registration Card photocopy
Proof of Income
Employment ID or recent payslips
Valid Address
Traceable residential or work address
Collateral Evidence
Photos and proof of ownership
Age 18+
Must be 18 years or older
Co-Borrower
Someone to co-sign the agreement
Ready to Get Your Loan?
Join thousands of satisfied customers who have solved their financial needs with Nacham Express Loans
Quick approval, flexible terms, and transparent rates